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Can I Designate Someone Other Than A Family Member As My Beneficiary?
Posted: February 22, 2020
Can I Designate Someone Other Than A Family Member As My Beneficiary?Although many people name family members as beneficiaries on their life insurance policies, it is certainly not a requirement. There are almost no rules restricting who you can choose, and you can change your beneficiary at any time (for example, after a divorce). The only universal restriction for life insurance beneficiaries is age. You cannot name a minor as your beneficiary. To provide a person...
Keeping Costs In Check? Here’s Why You Shouldn’t Cut Corners On Business Insurance
Posted: February 21, 2020
Keeping Costs In Check? Here’s Why You Shouldn’t Cut Corners On Business InsuranceOwning a small business can be one of life’s greatest balancing acts. Every day there’s the stress of managing employees, finding (and retaining) customers, and monitoring cash flow. And on top of that, you’ll always feel the pressure to keep costs down — and productivity up. For business owners looking to boost their bottom line, cutting back on insurance expenses can be a real temptation....
Basic Dryer Maintenance: How To Clean Dryer Vent Systems
Posted: February 18, 2020
Basic Dryer Maintenance: How To Clean Dryer Vent SystemsClothes dryers are responsible for nearly 15,000 house fires each year. And according to the National Fire Protection Association (NFPA), the leading cause of dryer fires is failure to clean lint from the system. We all know the importance of cleaning your dryer’s lint trap to prevent dryer fires. But many homeowners neglect to look beyond the machine itself to inspect their home’s dryer vent....
What Insurance Do I Need To Rent Out My Home On Airbnb?
Posted: February 16, 2020
What Insurance Do I Need To Rent Out My Home On Airbnb?Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...
IIHS: The Safest Cars Of 2020
Posted: February 13, 2020
IIHS: The Safest Cars Of 2020If you’re shopping for a new car in 2020, you’ve got options – lots of ‘em. So how do you make the right choice? Good news: The Insurance Institute for Highway Safety is here to help with their latest TOP SAFETY PICK awards. The IIHS, a nonprofit research and education organization, conducts crash tests to determine which vehicles do the best job of protecting people in the...